whecht's blog

Mass Transit and conservatives

http://yglesias.thinkprogress.org/archives/2010/02/mass-transit-is-as-am...

Is it really true that "all of the world’s 24-hour rapid transit systems (NYC Subway, Chicago L, NY-NJ PATH) are in the United States of America">

Tiger Woods

Chase Bank needs new form letters

Chase Bank reduced my line of credit from $10,000 to $2,500 without telling me. I sent Chase an email requesting that they raise my limit back to $5,000. I mentioned that there was a problem with my credit report and I was disputing it.

Chase wrote back the next day that they turned me down and I would get a letter within 10 days explaining it. They also said I could call a number for further infomation.

I called the number and explained that it seemed absurd to me that I had $68,500 of credit on three credit cards with them but they wouldn't raise my credit line back to $5,000. The lady asked me to hold for a minute and came back on the line and said that they were raising my credit line to $5,000.

Today, I got the letter in the mail from Chase and it says "Your request for a credit-line increase was given thoughtful consideration by Chase Bank USA, N.A."

Now, my question is: How thoughtful could the consideration have been if all I needed to do was to call and say "Please"?

Weather trivia

The globe recorded its fourth warmest January since record keeping began in 1880, according to NOAA's National Climatic Data Center. NASA's Goddard Institute for Space Studies rated January 2010 as the 2nd warmest January on record, behind January 2007. January 2010 global ocean temperatures were the 2nd warmest on record, next to 1998. Land temperatures in the Southern Hemisphere were the warmest on record, but in the Northern Hemisphere, they were the 18th warmest. The relatively cool Northern Hemisphere land temperatures may have been due to the well-above average amount of snow on the ground--January 2010 snow cover in the Northern Hemisphere was the 6th highest in the past 44 years. Global satellite-measured temperatures for the lowest 8 km of the atmosphere were the warmest on record in January, according to both the University of Alabama Huntsville (UAH) and RSS data sets. This was the second time in the past three months that the UAH data set has shown a record high global atmospheric temperature.

Texas, which seemed way below normal to me, had the 29th coldest january in 116 years. Florida had the 10th coldest. Washington and Oregon had the 4th warmest.

Interesting essay about math

And not because I love math. Because math is not what you think.

http://www.maa.org/devlin/LockhartsLament.pdf

I think April and Billy would even be interested

Chess computers

http://www.nybooks.com/articles/23592?utm_source=feedburner&utm_medium=f...

This is a really interesting article about chess and computers and not because it is about chess.

I think everyone interested in the future of man and computers will find it interesting

Am I missing something?

As I understand things, the Senate health care bill is more conservative than the House bill.

So, the House doesn’t want to pass the Senate bill because it is too conservative.

The Senate doesn’t want to make changes to the bill to make it more liberal because they think there bill is better and they don’t have the votes to make it more liberal.

So the House is left with a choice. They can either pass the Senate bill which is closer to the House bill than the status quo or they can not pass the Senate bill.

If they do the first then they get a lot closer to what they want than if they let the bill die.

Now, people are worried about reelection.

Can you imagine running against an incumbent who voted for a liberal bill and then got scared and didn’t vote for the slightly more conservative bill?

If you liked either bill then you would be mad at him for not passing either bill.

What does it matter who caused the mess?

"To understand the State of the Union, we must look not only at where we are and where we’re going but where we’ve been. The situation at this time last year was truly ominous. [...] First, we must understand what’s happening at the moment to the economy. Our current problems are not the product of the recovery program that’s only just now getting under way, as some would have you believe; they are the inheritance of decades of tax and tax, and spend and spend. [...] The only alternative being offered to this economic program is a return to the policies that gave us a trillion-dollar debt, runaway inflation, runaway interest rates and unemployment," Ronald Reagan, in his first SOTU address.

Obama probably will be the worst President in history

I believe that if the elections were held this Tuesday that we would end up with something north of 300 Republicans in Congress. I am not sure of the current numbers but it would be a loss of about 120 seats which is twice as bad as 1994.

I am guessing that at least 6 Senate seats and maybe as many as 10 Senate seats would be lost. Obviously, Lieberman would switch sides and probably Ben Nelson would also switch sides. This would give the Republicans control of both Houses.

If things don't turn around by November, and I really don't expect things to get that much better, Obama will go down as the worst President in history.

Worthwhile voting

I know the odds are basically ZERO that a single vote will make a difference today but the race in Massachusetts is worth voting.

Why? Am I being hypocritical?

Probably I am.

The main reason why a vote in a Senate race rarely matters is two-fold. First of all, the odds are against you changing the outcome of your race and, second of all, the odds are that it really doesn't make any difference whether the Democrats have 43 or 44 votes. It does make a difference at 50 and 60. This is one of the times where it makes a difference at 60.

So, normally you have an absurdly small number like 1 in 100,000 (of making a difference in a single race) multiplied by a small number like 1 in 10 being the important number like 60. Now, you know that this race does make the difference so, assuming my numbers are correct (which they aren't) then a vote in Massachusetts today is worth 10 times the vote in a normal Senate election. I also think Massachusetts is fairly close today.

BTW, I thought it was absurd a few days ago when the Democrat was at 90. I think it also absurd when the Democrat was at 17.7%. Too bad I didn't make both bets and take a sure 70 cent profit.

Warren Buffett on sex

2010 Census - US Congress

Winners and losers

States gaining based upon July 1, 2009 estimates projected to April 1, 2010: AZ +1; FL +1; GA +1; NV +1; SC +1; TX +4; UT +1; WA +1.
States losing based upon July 1, 2009 estimates projected to April 1, 2010: IL -1; IA -1; LA -1; MA -1; MI -1; MN -1; NJ -1; NY -1; OH -2; PA -1.

What I really like is how close the states are to winning and losing a seat

435: MO with about 10,000 to spare
434: TX with about 40,000 to spare
433: CA with about 120,000 to spare
432: WA with about 30,000 to spare
431: SC with about 20,000 to spare

436: MN would be about 10,000 short
437: OR would be about 20,000 short
438: AZ would be about 50,000 short
439: FL would be about 150,000 short
440: NC would be about 75,000 short

In other words, Michelle Bachmann appears to be the big loser in all of this.

http://www.polidata.org/news.htm#20091223

things I think about

Silence is Golden ----- duct tape is silver

Sometimes I wonder "Why is that Frisbee getting bigger?"
Then it hits me.

Reindeer

There seems to be serious questions concering the sex of the reindeer on Santa's sleigh. I have seen the TV documentary on Rudolf so I firmly believe that they are not all females.

For further information:

http://www.snopes.com/holidays/christmas/santa/reindeer.asp

George Michael - weekend national anthem

http://www.cbssports.com/general/story/12703119/longtime-pioneering-dc-s...

I realize that a sports website won't mention his DJ days in New York against Cousin Bruce (don't know how to spell Brucie)

I thought he did a great job when I say him on Washington TV.

I think of him everytime I hear Redbone and "Come get your love"

Depressing Christmas songs

http://andrewsullivan.theatlantic.com/the_daily_dish/2009/12/depressing-...

I don’t know if you are familiar with the show “Meet me in Saint Louis”. A family is planning to move from Saint Louis to New York and no one is happy about going. I don’t think I am spoiling the ending by saying that they figure out a way to stay.

However, when you realize the song is sung by a big sister to a crying little sister then the original lyrics are really sad.

Anyway, I thought you might be interested.

College Football

I wish all the people who hate the BCS would just shut up.

Right now, the two best undefeated teams are going to play each other for the national championship. The other three undefeated teams are going to play in BCS games, including two teams from minor conferences.

So, if you want to have a 4 game playoff then you need eliminate one of the undefeated teams. Actually, I would include Florida and eliminate both TCU and Boise State because they played very weak schedules.

If you want to have an 8 team playoff then you need to include two of the six teas that have two losses. Two questions: how to you figure out which teams should be ranked 7 and 8? Why worry about the regular season when Texas, Florida and Alabama were going to make the playoffs whether they won or lost the last regular game of the season.

So, either we are left with a situation where a team doesn't need to win every week or we have multiple claims for the best team.

The BCS worked perfectly this year.

Makes CIT look really BAD

http://online.wsj.com/article/SB125051867904436961.html

By DONNA CHILDS | A Dow Jones Newswires column
The business news media widely welcomed the "rescue" of CIT Group Inc. when private capital committed $3 billion on July 20. But the benefits of that package favored CIT's management and its "rescue" bondholders. All other stakeholders, including taxpayers and small business clients, were harmed. Thankfully, at the 11th hour, the Federal Reserve Bank of New York stepped in to prevent further damage.

Wall Street must be cautious when structuring deals for firms that have benefited from government bailouts.

Bloomberg News/Landov
.CIT's rescue financing was structured by the offer of security from increased collateral protection, with the understanding that "rescue" financiers would in effect have a super priority lien on the company's assets, chiefly the small business credit balances.

Subsidize the rest of the world

One of my complaints about drug costs in the US is that the US subsidizes the rest of the world's drug costs.

I never knew that people actually favored this. I just thought they didn't pay attention to the fact.

Basically, I find a cure for pinky itch and figure that I need to make $200 Million to cover development costs. So I look around the world and think I can sell 20 Million during the life of the patent. So, I decide to sell them for $10 a piece. Simple economics.

Well, Canada and France and a bunch of other countries say they will only pay $6 a pill. Since the production costs of each pill is basically $0 then I figure that selling them at $6 a pill is better than not selling it. Unfortunately, those countries are half the world demand.

So, instead of getting $100 Million from international sales, I will only get $60 million. That means I need $140 million from the US. Unfortunately, I won't get 10 million sales at $14 a piece. I might only get 9 million. Anyway, I finally decide that I will make the most money charging $20 a pill and get only 7 million sales.

andrew look at this

I think it will be interesting to everyone but more so to Andrew than to others.

http://www.gnxp.com/blog/2009/08/less-house-for-your-money.php

Current Medical Situation #2

Stole this from the same website

topologically correct map

Can you draw a map of all 50 states from memory and make sure that each state on your map touches the proper states?

I am not sure I can. I would have trouble with states like Missouri and maybe a few others.

Anyway, Senator Franken can.

http://www.politico.com/blogs/anneschroeder/0809/Begich_to_Franken_How_b...

scary stock market

Example 1) The Dow has declined 49% from the top and now has rallied 46%.

Example 2) The Dow has declined 54% from the top and now has rallied 45%.

Not exactly the same percentages and the time frames are a little different.

It only took about 3 months to decline and the rally took about 4 months.

It took 18 months to decline although 45% of the 54% took place in about 6 months and the rally took about 5 months. So, obviously, the market moved more slowly in example 2.

Example 1 1929-1930
Example 2 2008-2009

Current medical situation #1

http://andrewsullivan.theatlantic.com/the_daily_dish/2009/08/the-view-fr...

In September 2007, I woke up with an unbelievable pain in my back. At first I thought I had just strained it and took some ibuprofen, but as the pain got worse and worse I realized I had a kidney stone. My wife drove me to the hospital and they checked me into the emergency room. I was in so much pain that my wife also handled the paperwork, handing over my insurance card, and filling out forms. After a short wait I got an IV drip of painkiller and lunch tray and was able to settle down. They took an X-ray that revealed two stones. Then they decided to also do a CT Scan. I was doped up and not paying attention - and anyway we had great insurance through our grad school - so I didn't ask whether it was necessary. They wheeled me into the CT Scan machine, took a couple pictures and found out... yep, kidney stone.

After about 3 hours I passed one of the stones, and with a prescription for heavy-duty painkillers in tow, we left the hospital. Everything was fine until I received a bill 3 months later itemized as follows:

X-Ray: $765
CT Scan: $4294

Medicare vs ObamaCare

This is the letter I just sent to my two Publican Senators.

Can you please explain to me why you don't support the elimination of Medicare?

Honestly, I don't understand why you are so concerned about a larger government role in MY healthcare when you have no problem with government COMPLETELY controlling the health care of my parents.

I don't have any idea whether ObamaCare will be good or bad and it might make sense for you to support it or oppose it.

However, it seems absurd to do everything you can to stop expansion of government healthcare without also saying that Medicare needs to be eliminated.

Look, I am the CFO of the Energy group of one of the biggest banks in the country. We provide excellent health benefits for our employees. I am bothered as much as anyone about the stupid government forms we need to fill out for everything from healthcare to how wide our doors need to be when we renovate.

I just want people to be consistent and I think you are being a hypocrite. If you want to oppose ObamaCare then come up with good reasons. Don't tell me that you won't touch my parents' Medicare but you are scared of government being involved in my healthcare.

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